Saturday, August 06, 2005

A Diamond Christmas 2004

Keith Thompson

A Diamond Christmas 2004!

by Keith Thompson

When Archduke Maximillian of Austria bestowed a diamond
ring on Mary of Burgundy in 1477, giving a diamond as a
symbol of love and commitment was birthed. Prior to this
only royalty wore diamonds, believing they symbolized
strength and courage. The root of the word diamond comes
from the Greek word "adamas", which means unconquerable".
Other folklore surrounding diamonds links them to Cupid,
whose arrows were said to be tipped with diamonds.

A diamond is an exceedingly rare item. Over 250 tons of
ore must be processed to come up with just one 1-carat
diamond of any quality. There are five nations in the world
which account for over 90% of the world's rough diamond
supply, and those are Australia, Botswana, Namibia, Russia
and South Africa. Several other countries produce smaller
but significant stones, like the Canadian Excellent Cut
diamonds from the Arctic circle.

Now that we agree that they are rare and quite valuable,
why still do we want to give them as gifts? Because they're
beautiful! And elegant, dazzling and all the other
adjectives she'll likely apply when she opens the gift
you've come up with. Diamond jewelry is like nothing else,
and if you're looking to make this a Christmas or Holiday
to remember, the gift of diamonds will make this an
unforgettable Holiday season!

So how do you go about purchasing that diamond bauble
she's always wanted? Here are some guidelines to follow
that will give you the best chance at success!

WHAT DOES SHE WEAR NOW?

Notice her style now. To have the best chance at finding a
diamond style that compliments her natural chosen style you
need to come armed with the knowledge of several things.
Some of those include does she like classic, contemporary,
or vintage styling? What metals does she wear. Is it
exclusively gold, platinum, silver? Does she like bold or
muted pieces, and the relative size of the jewelry in her
possession now.

WHAT SIZE DOES SHE WEAR?

You may have to be sort of James Bondish to get this
information in order to preserve the surprise, but getting
ahold of a ring just long enough to have it sized would be
the mission, should you choose to accept it! That said,
there is always the option or buying a loose diamond and
letting her shop for the setting. You're still a hero and
she gets exactly what she wants!

THE SHAPE & SETTING

Diamonds come in many shapes and settings. Would she like
a round diamond, a marquise cut or oval, a princess cut or
emerald, pear or heart; there are many choices available to
you to find just the diamond jewelry she wants. When
your're out shopping,linger by the jewelry counters long
enough to let her look but not long enough to arouse
suspicion. You may be rewarded with hints of preference
that will help you. Take into consideration the size and
shape of her hands. This will have a bearing on how the
ring looks on her. For instance large rings sometimes
overwhelm small hands. Try to think proportionately.

THE OCCASION

What is the occasion? Is it a Christmas or Holiday gift? A
birthday bauble? Anniversary? Engagement? Whatever the
occasion, know that she'll look upon this gift as something
special, a gift of love and endearment. Choose wisely!

SHOPPING FOR DIAMOND JEWELRY

Choosing where you buy a diamond has never been easier.
Besides the plethora of diamond retailers in your very
neighborhood, the internet has made diamond shopping
incredibly convenient. Most of the major jewelers have an
online presence, and often this will get you more stone for
the money, as they have little or no overhead online. Most
offer guarantees and return privileges, and buying online
is in my view very much safer than handing my credit card
to an eighteen year old with a spending problem. Also, as
you know if you're reading this, information is readily
available online, and suspect at times offline. A website
is not on commission or limited so mcuh by inventory as a
commissioned salesperson might be.

Do some discreet research, gather your data, go online and
find the rock of her dreams! Make this a Diamond Christmas!



Keith Thompson has done more diamond shopping than he
cares to admit! This article is available for reprint as
long as none of the content or links are changed. Keith is
the webmaster of two hot business sites:
http://www.DiamondChristmas.com and
http://www.GiftsForBiz.com





Wednesday, August 03, 2005

Zodiac Gift Giving

Lynda Filer

Aires
March 21 - April 19
Ruled by Mars
Element: Fire
Motto: I am
Color: Red
Gem: Ruby, Garnet, Bloodstone, and Diamond
Aires loves being first, anything unusual and likely to make them stand out from the pack is going to be appreciated. This is the sign of the daredevil, they are in a hurry to get everywhere and set the world on fire. Aires rules the Head.

For women hair accessories, ear-rings, sunglasses and stylish organizers are going to be popular. For the men gadgety "toys" will win their approval as will anything that confirms his status as an action man. Tickets to a sporting event are also likely to be popular with the Aires male.

Taurus
April 20 - May 20
Ruled by Venus
Element: Earth
Motto: I have
Color: Blue, Green, and Pink
Gem: Sapphire, Emerald, Jade, and Opal

Taurus knows how to appreciate the finer things in life. Comfort features largely in the Taurus home and any gift that allows them to wallow in luxury will go over well.

Taurus rules the throat and vocal cords so music will always make a popular gift. A hamper full of tempting and delicious delicacies will also win you their approval. For women necklaces would be suitable. For either sex gifts that allow them to express their own creative natures would be appreciated.

Gemini
May 21 - June 20
Ruled by Mercury
Element: Air
Motto: I think
Colors: Yellow, Green, and Silver
Gem: Aquamarine, Jade, and Topaz

Gemini rules the mind and these people are usually driven to investigate and discover everything they come across. You could almost argue that there needs to be two of them to cover all the ground they do.

As they are always on the go, travel accessories would be popular with both sexes. Interesting and informative books and videos should also be well received. Their ruler Mercury is the planet of communication so telephone and Internet accessories are likely to be popular as well.

Cancer
June 21 - July 22
Ruled by the Moon
Element: Water
Motto: I feel
Colors: Pale Blue, Silver, Pearl, and White
Gem: Emerald, Cat's Eye, Pearl, and Moonstone

Ruled by the Moon, Cancerians are very attached to their family and their homes. They tend to be very close to their mother or estranged from them. There tends to be no real middle ground with them in this area.

Cancer loves to be pampered and coddled. Hand made and personal gifts that show that you really have gone out of your way to pick something just for them will win you lots of points here. Food and cooking are usually popular with both sexes so a hamper packed with their favorites would be appreciated. Backing this up by whisking them away for a romantic picnic or a weekend away will go over incredibly well.

Leo
July 23 - August 22
Ruled by the Sun
Element: Fire
Motto: I will
Color: Gold, Red, Yellow, and Orange
Gem: Amber, Topaz, Ruby, and Diamond

Leos quite naturally think of themselves as the King and Queen of their personal jungles. They are often rather dramatic and are likely to have a following of loyal friends who appreciate their rather regal charms.

Anything that helps them stand out from the crowd will please both the lions and lionesses. Just make sure it is quality and you will have a big old pussycat on your hands here. Fine champagne, gourmet cheeses and chocolates would be appropriate, as would gold jewelry. Vouchers for a massage, facial or manicure will also be well received.

Virgo
August 24 - September 23
Ruled by Mercury
Element: Earth
Motto: I analyze
Color: Gray, Beige, and Navy Blue
Gem: Jade, Jasper, and Platinum

Virgos are the most practical sign of the zodiac and are likely to appreciate gifts that they can use and that help to keep their life in order.

A leather briefcase or Filofax would make good presents. Gift certificates for a facial or manicure would also be well appreciated. Books are likely to be well accepted by both sexes although you may be better off buying non-fiction as opposed to fiction.

Libra
September 24 - October 23
Ruled by Venus
Element: Air
Motto: I balance
Color: Royal Blue, Amethyst, and Yellow
Gem: Opal, Lapis Lazuli, Emerald, and Jade

Ruled by Venus the planet of love and beauty you can't go wrong by buying gifts that reflect an inner peace and harmony. This sign more than any other strives to create a balance in its life and needs harmony and peaceful surroundings to help them leave the sometimes too hectic world behind.

Elegant and tasteful knickknacks for around the home would be appropriate, most particularly in pairs. Two beautiful candle stick holders; silver photo frames or twin book holders will delight women born under this sign. An elegant watch or dinner at an exclusive restaurant will appeal to both sexes, as would a basket of gourmet goodies.

Scorpio
October 24 - November 22
Ruled by Pluto
Element: Water
Motto: I desire
Color: Red, Maroon, and Black
Gem: Ruby, Garnet, Bloodstone, and Topaz

Dark and mysterious Scorpio more than any other sign inspire fear in the other signs and with good cause. A good and loyal friend they will never forget a kindness but they also find it next to impossible to forgive an injury.

For either sex dark sunglasses to conceal just who or what they are looking at while they are about and about would be appropriate. Known for their passionate, sensuous side; in a close relationship, intimate lingerie as long as it is expensive and classy will also be well received. Scorpio also likes to know things - all things, so books and videos on unusual and little known but interesting subjects are likely to appeal.

Sagittarius
November 23 - December 21
Ruled by Jupiter
Element: Fire
Motto: I see
Color: Purple, Violet
Gem: Turquoise Sapphire, Amethyst, and Diamond

Ruled by Jupiter, Sagittarians are usually the clown princes of the zodiac. They love to travel and hate to be tied down. They are also likely to be quite sporty and active.

Travel equipment or books and videos on travel to different exotic places will appeal to this sign. They are also likely to be quite interested in sport. Exercise equipment or gym membership will also be well received. This sign can also be prone to accidents, so a traveling medical kit would also be quite appropriate.

Capricorn
December 22 - January 20
Ruled by Saturn
Element: Earth
Motto: I use
Color: Dark Blue, Indigo
Gem: Onyx, Obsidian, Jet and Garnet

Capricorn has an appreciation for history and tradition. They like things to be done in the correct manner. They Are consistent and conscientious workers.

Antiques will be well received and a welcome present for a Capricorn. Anything that has a stamp of class and good breeding on it will also be appreciated. Gifts should be practical as well as beautiful.

Aquarius
January 21 - February 19
Ruled by Uranus
Element: Air
Motto: I know
Color: Blue
Gem: Amber Amethyst, Garnet

Aquarians are known for being "out there". They are unusual and individualistic and are often surrounded by friends. This sign can come across as a little impersonal at times as they often feel more content within a crowd of friends than in a one on one relationship.

Anything unusual and one of a kind will please the Aquarian in your life. They are likely to be into new age therapies so you may try your luck with a gift certificate for aromatherapy. Astronomy is usually very popular with Aquarians so telescopes are likely to be a very popular gift. To really impress an Aquarian you could have a star named after them.

Pisces
February 20 - March 20
Ruled by Neptune
Element: Water
Motto: I believe
Color: Sea Green and Aqua
Gem: Sapphire, Amethyst, and Coral

Pisces are usually the softer, dreamy types and anything romantic or sentimental will appeal to them immensely.

Photographic equipment and frames would make good gifts for the Pisces. Luxury bath oils and scents will appeal to the women as will perfume. Water accessories for surfing, diving or swimming should be well received. Pisces often have some musical talent as well so music and or musical equipment are likely to be a good choice.



Lynda FIler lives in sunny Brisbane, Australia and is the webmaster and owner of Astrological Knowledge (http://www.astrologicalknowledge.com) and Scullywag Design and Hosting (http://www.scullywag.com).

Wedding Day Hair Styles - A Top Ten Checklist
Mike Jones

The big day is fast approaching, and the energy of the
moment sweeps you up. But does it carry your hair along
too? Use the following checklist to ensure your wedding day
hair is everything you dream it will be:

1. Which stylist? Make bookings for consultations with more
than one stylist well in advance and decide on the one you
feel most comfortable with. You should be able to express
your likes and dislikes without feeling awkward.

2. Long hair, shoulder length, or short hair? It is
important to consult with your stylist well in advance and
make a decision. Long hair obviously gives the stylist much
freedom for creativity but a skilled stylist can also work
well with medium and short styles. Be sure to choose a
length that fits with your personality and style.

3. Have your hair compliment your wedding dress. This can
be done by both style and accessories. Smooth, straight hair
and pinned up curls are often paired up with smooth satin
gowns, whereas a tulle dress often goes well with soft
curls.

4. Take into consideration your silhouette. If it's along
horizontal lines such as with a wide dress, you'll want to
stick with that look for your hair as well. The same goes
for a vertical profile.

5. You'll be spending a lot of time at the salon picking out
the perfect hairstyle, so it's best to be prepared. Be sure
to wash your hair the night before your consultation, and
try to have some pictures of styles you'd like to try out.

6. Take a picture of your wedding dress along to your
stylist. This will greatly help the process along. Also take
your veil with you, and let the stylist know what kind of
wedding you are having: formal, informal, evening, daytime.
Alternatively, consult with your stylist before deciding on
your headpiece.

7. If you are interested in a new cut or color to your hair,
don't wait until right before your wedding. Make the changes
during the initial consultation with the stylist, so that
you don't have any unpleasant surprises down the road.

8. After you have decided on your style, make sure you walk
around with it. Your wedding day will be a long one and you
certainly don't want an uncomfortable hair do causing
irritation!

9. Your veil length will have some influence on your choice
of hairstyle. Normally, the veil is longer than the hair. It
is often secured in back swept hair (for up dos) and it's
important to make sure the style can hold the veil in place.

10. What accessories are you going to wear? You will already
(hopefully!) have your headpiece picked out. Flowers, pins,
and beads can be used to add an extra sparkle to your hair,
and you can and should coordinate them with the rest of
your jewelry.

It may sound like choosing a bridal hair style is a
strenuous activity, but the care and preparation is simply
to make sure your wedding day is the best it can be.

Following this ten point checklist will ensure your wedding
day hair style is a delight, not a disaster!


Credit: Mike Jones of BodyFAQ.com. Click here for
information on how to get great hair with lustre and sheen
within 3-4 weeks:

target="_blank">http://www.bodyfaq.com/WeddingHair

Tuesday, August 02, 2005

Charming Trends in Dog Jewelry

Carolyn Schweitzer

Fashions owners and dogs can share.
The wearing of charms dates back to 400 or 500 BC, when they were believed to hold special powers -- particularly the power of protection. By the 1890's charms had evolved into a fashion statement and a popular keepsake.�Now, as then, charms are often given by mothers to their daughters as gifts or family heirlooms. Many women start collecting them as pre-teens and continue adding to the collection as they mature.�Charm bracelets make an ideal gift because of their broad appeal.

Italian charms are the hottest trend right now and show no signs of slowing down. Silver, gold, and non-precious charms snap into place onto a bracelet similar to a watch band. The charms are like the "links" on the band. They're decorated with pictures, letters, symbols and designs that can be combined to create a message or theme.�Which reminds me of a great thing about charm bracelets -- you can add to them. That means future gift giving opportunities!

Another growing trend in modern jewelry is "theme" bracelets. If you're looking for the ideal dog jewelry gift, a dog-themed charm bracelet could be your answer and a dog themed Italian charm bracelet might just be a slam dunk!�Want to coordinate your accessories with your dog's? Buy her a branklet�, the doggie version of a bracelet or anklet.

As Italian charms have grown ever more popular, variations have come on the scene, one of which is a plastic or leather version. The charms slide onto the leather or plastic bracelet, which comes in a variety of fashionable colors. These charms usually take the form of letters, numbers, and popular symbols like hearts or butterflies. Like the traditional kind, they can spell out a message or a name, or advertise the wearer's interests or sentiments.�

Ready to coordinate? For the woman who thinks of her dog as a furry child (or, heaven forbid, an accessory) mother-and-dog can now coordinate this look with leather charm collars for the dog!�Picture "mom" wearing her leather charm bracelet, rhinestone charms spelling out "I Love my Dog". Picture her four legged companion alongside her, wearing a matching leather collar and charms of his very own. Bowser can headlight his name in rhinestones. Or maybe his collar will spell out how much his mommy loves him.�

There's yet another type of charm that can be shared between man and dog -- or woman and dog, as the case may be.�

To symbolize the prayer for protection, or the golden bond between owner and dog (or dog and dog), 14K gold Protection Medallions and Bond Charms are the answer.�The hearts can be separated so that each owner wears half. For dogs who are best friends, or people who are best friends with their dogs, this is a gift of dog jewelry that says it all. Should your pal ever wander off, you'll have no problem proving that the two of you are a pair!

It's safe to say that charms have gone to the dogs, but in a very positive way! What a great time it is to be a dog.



© 2004, Carolyn Schweitzer.�� Lifelong dog-lover, power-shopper, and former family dentist Carolyn Schweitzer is owner and editor of Great-Dog-Gift.com. If you need inspiration for dog jewelry, visit her at http://www.great-dog-gift.com/dog_jewelry.html. You can reach her by email at netbrainer@verizon.net.�

Straddling the Science/Magic Line: A Look At Magnetic Therapy
Maya Talisman Frost


What's the difference between science and magic? It's our understanding of what makes something happen.

If magic is hocus-pocus, science is simply well understood hocus-pocus. Fire? Solar eclipse? Volcanic eruption? Earthquake? Once we can explain it, it becomes science. But sometimes we're stuck straddling that science/magic line.

Consider magnets.

Remember when you were a kid back in elementary school and you first discovered the wonder of
magnets? What a thrill it was to explore the possibilities! There's nothing like messing with natural
forces to spark a child's imagination.

Thirty five years later, I'm still fascinated by magnets. Magnetic therapy has been used for thousands of years
in Asia and Europe. Some believe that magnets help restore the flow of blood through the capillaries, therefore assisting in the flushing of toxins that may accumulate due to injury or illness. Magnets have been
used to relieve the pain of arthritis, carpal tunnel, migraines, joint injuries, menstrual cramps, and much
more. There has been some research in the last couple of years indicating that magnetic therapy may offer
relief to those suffering from depression and attention deficit disorder.

Yet we're not sure how--or if--this really happens. It's got to be some kind of placebo effect, right? We're all looking for simple solutions to help us feel better. Sometimes we want things to work so much that they
actually DO. Does that mean it's all a bunch of hooey?

I've learned a lot about magnets since my husband started developing and distributing Bodylinx, a line of inexpensive magnetic bracelets. Tom stated right from the beginning that he wanted to downplay the jewelry's
possible health benefits. He likes the bracelets because they're fun-you can play around with the magnetic links and rearrange them. Though he remains reluctant to promote a healing property he doesn't really understand, some of his customers are strong advocates magnetic therapy.

We believe whatever we tell ourselves. If we want to think that a bracelet helps our arthritis, we are free to
believe that. And if it turns out to be true, did it work because we believed it or because there is some kind of science/magic at work?

As important as it is to question our beliefs regularly, it's also crucial that we become willing to suspend
disbelief. Fifty years ago, nobody would have believed that we'd have spacecraft landing on Mars and sending
us digital images of the craters there. As a species, we have broken barrier after barrier by daring to believe the impossible one small idea at a time.

We need to accept that there may be therapies that work even if we can't prove they do or understand how
it happens. This doesn't mean we have to be gullible or stop questioning. We simply need to entertain the
possibility.

Whenever possible, I like a hefty dose of science to back up my beliefs. There is a magnetic field present
on our planet. Fortunately, we don't often shoot out into space and have to deal with the physical effects
of that. What about those who do?

Remember the early days of space exploration? We had to wait several hours after splashdown before the
astronauts appeared at any press conferences.

It turns out that human bodies must be properly reintroduced to the earth's magnetic field. In recent
years, the scientists at NASA have learned how to facilitate this physical readjustment. They now have the astronauts change into special suits embedded with magnets as soon as they land. They slip into their orange suits and voila--they're ready for the cameras!

There is a great deal we are learning about magnets, and it's not just to help those who've blasted off into
space for a while. Magnetic wraps have been used for decades to help racehorses heal after injuries. There is plenty of anecdotal evidence from trainers to support the continued use of magnetic therapy for horses.
Horses don't tend to say much about their beliefs, so it's hard to point to the placebo effect as a possible
explanation.

The most compelling idea about magnetic therapy is that we may need it now more than ever. We used to walk barefoot in the forests and plains. We had direct
contact with the earth as we slept, hunted, and harvested. We were surrounded by vegetation and natural rock formations.

Not anymore. We've built concrete sidewalks, roadways, foundations, and buildings. We travel in cars
and trains, essentially encapsulating ourselves. We've created a world of barriers between the earth's natural
forces and our bodies. It's reasonable to consider that this may be affecting us physically in ways that are
difficult to diagnose.

The earth has so much to teach us. Sometimes we know what works long before we understand why it
does so.

We've never questioned the fact that being surrounded by nature helps us feel soothed, refreshed, and
invigorated. Scientific research now shows us more specifically how the earth helps us feel better. We
benefit from the negative ions near the ocean, our brains respond to the binaural beats present near
waterfalls or during rainstorms, and our bodies react positively to a restored connection to magnetic
forces.

I'm not likely to latch onto the latest pharmaceuticals or tout the benefits of new-fangled remedies. But the old ones? There's no big company poised to reap huge rewards by promoting them, and consequently, we're not likely to hear about them on the evening news or
be bombarded with television commercials praising their
potent power. I always like supporting the underdog, and in this case, that underdog is backed up by plenty
of science of the unprofitable kind.

We would do well to restore our connection to the earth and the powerful forces that help us maintain our health naturally. How wonderful that we can benefit from negative ions, binaural beats and magnetism
without dealing with health insurance or spending a lot of money at the drugstore.

The next time you take a walk in the woods, stroll along the beach, or stretch out in a meadow, remember
the magic of magnetism. Recapture the wonder you had as a child, and celebrate the fact that sometimes
the simplest solutions are still the ones that fill us with awe.


Maya Talisman Frost is a mind masseuse. Her work has inspired thinkers in over 80 countries. To subscribe to her free weekly ezine, the Friday Mind Massage, visit http://www.massageyourmind.com. To learn more about Bodylinx magnetic bracelets, visit http://www.bodylinx.com.

Monday, August 01, 2005

How to Get a Secured Loan UK

John Mussi

Living in the United Kingdom , you might find yourself in the market for a secured loan UK . Before rushing out to try to find one, however, you might want to do a little bit of research- after all, there's a bit more to it than simply heading down to the bank and getting them to loan you the money.

Why is the loan "secured"?
In a secured loan UK , a property deposit is required as a form of security for the lender. This deposit is known as "collateral", and can come in several forms. It might be a house or lot that you own, or perhaps an automobile- it could even be gold jewelry or antiques that you collect. Regardless of the form of the collateral, it all serves the same purpose: it ensures that the lender isn't going to lose money if you don't repay your loan, because they'll be able to sell the property that you put up as collateral for your secured loan UK .

Security affects other factors
With all loans, even a secured loan UK , there are a lot of factors that determine whether or not you get the loan. These factors include the amount of money that you make, your credit history, and in some cases even the types of bank accounts that you keep. Using collateral for a secured loan UK allows you to broaden some of these factors, since there is less risk involved for the lender. In most cases, you'll be entitled to a lower interest rate than you normally would, as well.

Things to keep in mind
The amount of the secured loan UK will likely be less than the value of your collateral- after all, should you default on your loan then the lender is going to have to sell the property and get enough to cover the cost of the loan, any fees associated with selling the property, and also any costs of previous collection and repossession attempts. The end result of this is the value of your collateral will be greatly reduced in the eyes of the lender, and it may well show in the final loan offer.

Another thing that you need to remember when applying for a secured loan UK is that if you don't repay the loan then the lender will sell the property you supplied as collateral. This may mean that you'll lose keepsakes, or perhaps even an automobile or real estate. Only borrow what you need (as opposed to what you can get), and make sure to repay it promptly to avoid any negative repercussions.

Finally, you should remember that successfully paying back your secured loan UK in a timely manner can reflect positively on your credit score- which will in turn entitle you to better interest rates and less of a need for collateral in the future.

You may freely reprint this article provided the following author's biography (including the live URL link) remains intact:


John Mussi is the founder of Direct Online Loans who help homeowners find the best available loans via the www.directonlineloans.co.uk website.


Turn An Arts And crafts Hobby Into A Business
BB Lee

Turn An Arts And Crafts Hobby Into A Business!
by BB Lee (C)2004

Are you searching for a quick way to make an extra income?

Why not turn that Cooking Interest, Comic Book Collecting,
or Your Retro Clothing Collection Into A Home Based
Business Venture!

Most people enjoy hobbies they have pursued with great
enthusiasm for years. Even though they may find their
leisure activities fulfilling and enjoyable they never
imagined making money with a fun hobby!

The world is packed with amazingly talented people.

Are you one of these gifted individuals?

These talented individuals might have a passion for
sewing fabulous original wardrobes, marvelous hand
knitted items, furniture making, creative paintings,
photographs, jewelry art, greeting card design, doll
making, original toys, baby clothing, candle making,
quilting, calligraphy, fancy soap making, about
anything you can imagine!

Crafting is actually a great way to start a
home business on a shoe string. You might want
to start on a small scale by offering your
creative work to friends and family. Later
on, once you have enough products, you might decide
to rent a booth at local flea markets or crafts shows
to display your work.

As you may know the Arts And Crafts Industry Is Enjoying
An Amazingly Phenomenal Popularity. People are eager to
purchase hand made clothing, furniture, custom made
keepsakes or jewelry. If you have the creative talent this
is one business you should consider!

A friend, Joyce, diverted her obsession with candle making
into a thriving business. She started by selling her
hand made scented candles to friends and neighbors. Word of
mouth spread about her candles. Soon she was
receiving enough orders to keep her very busy.

Joyce throws house parties to sell her candles and
also takes custom orders from ads she runs in
local newspapers. Next, she plans to take her
candles to the stores and malls in her area.

I recently read about a middle aged fellow who turned his
knowledge about collecting rare comic books into a thriving
business.

Imagine?

Several hundred of his old comic books are now worth their
weight in gold. And his wife is no longer protesting
about the space the old editions take up in their home.

Think about it!

What's your passion?

What's your leisure time interest?

Could your leisurely pursuits translate into a lucrative business?

---------------------------------------------------------

Click The Link Below For More Information.
Arts And Crafts Home Business Ideas
http://www.lulu.com/bblee

=========================================================
BB Lee is the editor and the publisher of SmallBizBits
http://www.geocities.com/smallbizbits
=========================================================


BB Lee is a professional writer and the editor of SmallBizBits Newsletter.

Open A Foreign Bank Account With No Paper Trail Leading Back to You.

Ananymous

Successful Forex traders and other professionals in the industry who have accumulated a significant wealth, often wonder how to establish secret foreign bank accounts with their choice of currency. The best way to establsih and mainatin secrecy in banking is to eliminate paper trail.

The only way to eliminate a paper trail is to go in to your new bank personally or through a lawyer and open your account with untraceable cash or a commodity like gold. As many banks around the world are required by their governments to restrict or report the amount of cash they accept from new accounts, it may be necessary to either open a number of small accounts and later consolidate them, or to take really huge sacks of cash into banks in those remaining few jurisdictions that don't care about conforming to Big Brother's wishes.

In Switzerland currently, most banks will accept a maximum of 100,000 Swiss Francs from a new customer. This is around Euro 65,000. Accordingly, to open a Swiss account with Euro 1,000,000 in it, it would be necessary to make 25 trips, or to open around 25 different accounts in cash at various branches or other Swiss banks and later combine them into one big account.

Once you have a personal relationship with a banker, however, he can make special arrangements with you (regarding confidential movements of cash) everywhere in the world - of course not in those countries where Big Brother and the Bureau Rats are in total control. An established customer in Switzerland can deal in unlimited amounts of cash if the banker feels his client's source of funds is legal.

Second best for breaking the paper trail is perhaps bearer securities. These are simply shares of companies or bonds that are issued to bearer. The company has no record of who the owner is. They are outlawed in the USA, but available everywhere else. One deposits bearer securities with the new bank and tells the new bank either to hold them, or to sell them and deal with the proceeds as directed. With bearer securities there is a potential trail (very difficult to follow) if you bought the bearer securities in your own name through a stockbroker or bank. Thus it is best to explain to the stockbroker when you buy, that your objective is confidentiality.
A third possibility is to purchase something (an object or commodity) that you know can be shipped abroad and sold. Gold, rare coins, stamps, jewelry, antiques, art works - all these are possibilities. But if you are in a hurry, nothing works as well as cash. But even cash takes up a lot of space in a suitcase if you use sterling (largest note is 50), or dollars (largest note is 100 dollars).

Which countries have the largest denomination notes?: most people believe it is Switzerland. The Swiss have a 1,000 franc note. Canada also has a 1,000 dollar note. But Singapore, with a strong, well accepted currency has 10,000 dollar notes in common circulation. They are worth closer to 6,000 US dollars. Using Singapore banknotes, 12 million is US dollars value can be crammed into an ordinary attache case, and 1 million US dollars can be stuffed into a pocket or belly money-belt.

Transit accounts: Aside from cash, the simplest way to break the paper trail from a practical point of view is to use transit accounts. Briefly, a transit account is simply an account in a different name (perhaps a corporation), and with bank secrecy. Funds are routed through two or three such accounts. Investigators usually can't be bothered to go through the legal procedures in foreign countries, which can take an average of six months per account. Since most banks don't care much for bank robbers, drug dealers etc. they will usually give much faster, voluntary co-operation where evidence is given that the money comes from these illicit sources.



Source: www.electronicforextrading.com, an informative resource for both novice and professional forex traders.

Buying Diamonds Without Being Ripped-Off
Sam Serio

Buying diamond jewelry can be fun, exciting and confusing. Whether you're considering a gift of diamond jewelry for someone special or as a treat for yourself, take some time to learn the terms used in the industry. Here's some information to help you get the best quality diamond jewelry for your money, whether you're shopping in a traditional brick and mortar store or online.

Diamonds
A diamond's value is based on four criteria: color, cut, clarity, and carat. The clarity and color of a diamond usually are graded. However, scales are not uniform: a clarity grade of "slightly included" may represent a different grade on one grading system versus another, depending on the terms used in the scale. Make sure you know how a particular scale and grade represent the color or clarity of the diamond you're considering. A diamond can be described as "flawless" only if it has no visible surface or internal imperfections when viewed under 10-power magnification by a skilled diamond grader.

As with other gems, diamond weight usually is stated in carats. Diamond weight may be described in decimal or fractional parts of a carat. If the weight is given in decimal parts of a carat, the figure should be accurate to the last decimal place. For example, ".30 carat" could represent a diamond that weighs between .295 - .304 carat. Some retailers describe diamond weight in fractions and use the fraction to represent a range of weights. For example, a diamond described as 1/2 carat could weigh between .47 - .54 carat. If diamond weight is stated as fractional parts of a carat, the retailer should disclose two things: that the weight is not exact, and the reasonable range of weight for each fraction or the weight tolerance being used.

Some diamonds may be treated to improve their appearance in similar ways as other gemstones. Since these treatments improve the clarity of the diamond, some jewelers refer to them as clarity enhancement. One type of treatment - fracture filling - conceals cracks in diamonds by filling them with a foreign substance. This filling may not be permanent and jewelers should
tell you if the diamond you're considering has been fracture-filled.

Another treatment - lasering - involves the use of a laser beam to improve the appearance of diamonds that have black inclusions or pots. A laser beam is aimed at the inclusion. Acid is then forced through a tiny tunnel made by the laser beam to remove the inclusion. Lasering is permanent and a laser-drilled stone does not require special care.

While a laser-drilled diamond may appear as beautiful as a comparable untreated stone, it may not be as valuable. That's because an untreated stone of the same quality is rarer and therefore more valuable. Jewelers should tell you whether the diamond you're considering has been laser-drilled.

Imitation diamonds, such as cubic zirconia, resemble diamonds in appearance but are much less costly. Certain laboratory created gemstones, such as lab-created moissanite, also resemble diamonds and may not be adequately detected by the instruments originally used to identify cubic zirconia. Ask your jeweler if he has the current testing equipment to distinguish between diamonds and other lab-created stones.


The Authors of the above Article, Sam and Tami Serio have been passionately involved with Jewelry and Gemstones for over fifteen-years. You are cordially invited to visit http://www.morninglightjewelry.com for a wealth of information about the fascinating world of Jewelry and Gemstones. Together they also shelter 20 abandoned and abused dogs & cats. A portion of their profits goes to the care and feeding of the animals.

Promise Rings! Hot Symbols of Commitment Since the 16th Century!

Mary Ferguson

What's all this fuss about promise rings? Are they something new or have they been around for a while? What do they mean and why is my teenager wearing one? If you've ever wondered what the rage is all about, then you've come to the right place!

What exactly is a promise ring?

When an agreement or oath has been made between two people, a promise ring is a piece of jewelry given as a token of the commitment that was made.

Sounds simple enough doesn't it? Well, be careful because the promise made between two people can be practically anything. It's imperative that both parties are clear on the meaning of the pact or pledge.

For example:


  • Monogamy: A promise to stay faithful to one another.

  • Chastity or Purity: A promise to keep ones virginity until marriage.

  • Friendship: A promise to seal a pledge of eternal friendship.

  • Substance or Sobriety: A promise to remain free from addictive behavior (alcohol, drugs, food, gambling, etc.).

  • Religious or Christian: A promise to remain committed to one's faith or belief in the God of their understanding.



These are just a few of the more popular reasons to give or wear a promise ring.

Pre-Engagement

That being said, the most popular reason to give a promise ring is for pre-engagement.

Are you confused yet? Pre-engagement is actually not as bad as it sounds. It has always been popular to exchange promise rings, so a couple can showcase their commitment to one another prior to getting engaged. In other words, this ring is symbolic of a promise there will be an engagement ring forthcoming.

If you are old enough to remember "going steady" with someone then giving this type of promise ring is kind of the updated version of going steady. The symbolism of the promise ring is really no different than a girl of years ago wearing her boyfriend's high school ring on a chain around her neck or wearing her steady boyfriend's letterman jacket. If you are too young to understand this analogy, talk to your parents or grandparents and they can enlighten you.

This trial period before the engagement is a good way for a couple to test the waters before they make an actual commitment to marriage. Some may scoff at this gesture of pre-engagement. However, with the rise in divorce rates in this country it may be wise to start off slowly in the relationship instead of rushing ahead into something you are not ready for.

The other good news here is that a promise ring costs significantly less than an engagement ring. It makes a wonderful alternative for the couple who chooses not to spend a fortune on a ring at this time but still wants to make a statement about their commitment to one another.

How does one wear a promise ring - which finger, which hand?

Basically it's strictly a matter of personal preference, however the finger and hand you choose can depend entirely on the type of ring it is and in some cases the type of pledge. For example, an Irish Claddagh ring can have several meanings depending on the way it is:


  • Worn on the left hand, the wearer has made a promise of love and fidelity.

  • Worn on the right hand with the heart facing outward, the wearer's heart is free.

  • Worn on the right hand with the heart turned inward, the Wearer's heart is taken.



If you are exchanging friendship rings, it may be wise to wear the ring on your right hand so there is no confusion about romantic ties. There are many different types of rings you can share with a friend that will be meaningful to you both. A fun vacation you went on or the love of a certain hobby or animal, for example. My best friend and I share a love of cats. Therefore, we bought matching kitty cat rings, gold with diamond pave no less! These rings are special only to us and are a symbol of our friendship.

Most people associate the wearing of a ring on the left hand ring finger to mean that a significant commitment of some sort has been made.

If the promise is for pre-engagement, many couples choose to wear this ring on their left hand ring finger. They then switch the ring to their right hand once the actual engagement ring or wedding band is received.

Likewise a ring exchanged for the promise of monogamy or fidelity would be worn on the left hand ring finger to symbolize that the wearer's heart is taken.

Where did the promise ring originate?

Rings themselves have been symbolic for many thousands of years. The circle has no beginning and no end and is a strong symbol for eternity.

Have you ever heard of a scribbling ring? In sixteenth century England, uncut diamond crystals were set into rings and exchanged by lovers. The wearers of these scribbling rings would use the points of the diamonds to etch (or "scribble") romantic writings to each other in glass, mirrors or windows.

Another popular ring exchanged during Shakespearian times was called a Posey Ring. Posey rings are inscribed with poetic phrases or dates significant to the wearer.

It is believed that wearing words next to ones skin has a magical effect. These symbolic words may be carved on the outside or inside of the ring, or on both sides, there is no right or wrong way to do it!

Posey rings are a romantic way to share an expression of love and come engraved with beautiful sayings. It is no surprise that since French is said to be the language of love -- the French poseys are very popular. Some special phrases include:


  • A Ma Vie De Coer Entier - My whole heart for my whole life

  • A Vila Mon Coer, Gardi Li Mo - Here is my heart, guard it well

  • Amor Meus - My Love

  • Autre Ne Veuil - No one, but you

  • De M'Amoure Soiez Sure - Of my love be sure



Ok, so maybe French isn't your thing - how about one of these:


  • In Gaelic - Anam Cara - Soul Friend

  • In English - I Am My Beloved's & My Beloved Is Mine

  • In Latin - Semper Amenus - Our love is forever

  • In German - Mine Genyst - My heart

  • In Hebrew - Mazel Tov - Marital good luck ring

  • Christian - With This Ring, I Thee Wed

  • In Italian - Mani In Fede - Hands Together in Faith

  • In Spanish - No Tengo Mas Que Darte - I have nothing more to give you but my heart



Use your imagination and write a Posey of your own!

The list of Posey ring sayings is endless! If you really want to "wow" the love of your life, come up with a special phrase that is meaningful to just the two of you. Having a special ring engraved with one of your own poseys would be a very romantic way for you to share your most heartfelt sentiments with a special someone you care about!

Mary Ferguson is a successful writer and internet entrepreneur. She has written many informative jewelry articles on such topics as promise rings, promise ring significance and promise ring etiquette.

How To Clean Your Jewelry
Sher Matsen

To keep your jewelry sparkling you've got to take care of it! Cleaning your jewelry is an important part of its care. No matter how careful you are with your jewelry daily life will take its toll on it - grime and dirt, hair spray residue, soap film - they all cause a residue to build up on your jewelry making it dull and unimpressive.

Cleaning your jewelry should be done with a little caution. Some stones such as turquoise, pearls, or opals, do not fair well with harsher cleaners. Use only warm soapy water and a Q-tip to gently clean these stones or gems. Rinse and polish. Toothpaste also works well. Place a small amount on a soft bristle brush, scrub, rinse well, then polish with a soft cloth.

Sterling silver jewelry is beautiful. However, overtime it will tarnish and not look so beautiful. It is important to clean your sterling jewelry regularly. There are many silver cleaner dips on the market which can be used for jewelry that has no stones or gems.

However, I don't recommend using silver cleaners on jewelry that has stones or gems set in it. In these cases I recommend using a Q-tip to apply the cleaner directly to the just the silver, then rinse completely and polish with a soft cloth. If you wish, you can use a blow dryer on the setting to make sure there is no water residue left.
Do not let your jewelry soak for long periods of time in cleaner.

The moisture can damage some jewelry.
Moisture can damage a piece of jewelry over time, so if you do put your jewels into a wet jewelry solution, or rinse in water, make sure you dry it thoroughly. Use a soft towel to get the moisture out of all the cracks and crevices. You may want to use the blow dryer as mentioned above.



© Copyright Sher Matsen, All Rights Reserved.
Sher from Estate Jewelry International has been serving customers for over 20 years, providing fashion, jewelry,and wedding help. Please visit us at http://www.estatejewelryinternational.com/

Sunday, July 31, 2005

Vintage Costume Jewelry: Yesterday's Fashion Today

Sam Serio



Jewelry, whether fine or costume, has been a part of human culture since the earliest times. People wear jewelry to satisfy their vanity, to indulge their love for beautiful things, and to look good to others. Vintage costume jewelry fulfills all these criteria, but at a fraction of the cost of real or fine jewelry. It is an inexpensive alternative that does not sacrifice taste as well as style.

Vintage costume jewelry may be less expensive, but good quality ones are never seen as cheap. They are less costly because they are not made from precious gems. Designers of vintage costume jewelry use a variety of materials from cut glass, beads, semi-precious gems, faux gems -- even plastic! These pieces were created and released since the start of the Victorian era up to the 1960s. Vintage costume jewelry from the 1940s and 1950s are especially creative and eye-catching, since the designers of the era had to produce relatively inexpensive yet fashionable items that men and women could afford and appreciate during the war and post-war era.

Some of the most popular designers of vintage costume jewelry were fashion guru Coco Chanel, Elsa Schiaparelli and Miriam Haskell. Many of Schiaparelli's bright and attractive creations were made from multi-colored rhinestones. Haskell, in her finely detailed work, almost always paid tribute to nature's beauty and bounty. Chanel, the favorite of many celebrities, transformed the way costume jewelry was worn in the 1920s. Other pieces of vintage costume jewelry were made from materials that included beads, corals, faux pearls, and Bakelite -- a kind of polymeric plastic.

Vintage costume jewelry continues to be very much in vogue today, and it has inspired many designers to create 'real' pieces made from precious gems and metals. At the 2005 Academy Awards, the jewelry that many women celebrities wore were oversized and sparkly, a tribute to the jewelry designs of the 1940s. Stars such as Madonna, Britney Spears, and Julia Roberts are not only collectors of vintage costume jewelry and dress accessories; they actually wear them in public, too.

A person does not have to be a celebrity to appreciate vintage costume jewelry. Their uniqueness, aesthetic value and superb craftsmanship make them popular collectible items, and with proper care, they can be a good investment, too, since serious collectors will pay top dollar for vintage costume jewelry that is in mint condition. But more than that, the experience of owning and wearing a thing of beauty that comes from a bygone era is simply priceless.


For more information on jewelry and gemstones, we cordially invite you to visit www.morninglightjewelry.com to pick up your FREE copy of "How To Buy Jewelry And Gemstones Without Being Ripped Off." This concise, informative special report reveals almost everything you ever wanted to know about jewelry and gemstones, but were afraid to ask. Get your FREE report at www.morninglightjewelry.com.

Traditional Anniversary Gifts Year by Year for One Hundred Years
Elly Kendall

It's impossible to remember what gift is traditional for each anniversary. This article is perfect to print out or post on your website for easy reference,please keep my site links complete with this article. Plus gift ideas for each anniversary makes it easy, you'll never miss getting the perfect anniversary gift again.

The traditional gift for the first anniversary is paper. An addition of the newspaper from the year you were married, an old edition of a classic book like "Gone with the Wind", a postcard that's of a place meaningful to both of you, board games, plane tickets, football or baseball tickets, photo album filled with memories, write a love letter, drawing or pictures for your cabin, home or office or a gift voucher are all great ideas.

The second anniversary's traditional gift is cotton. New bed linen, attractive underwear or lingerie, cotton towels, a hammock, personalized T-shirt, cotton clothing or a cotton canvas shopping bag with your photo on the front.

Leather is the traditional gift for the third anniversary. Leather, boots, shoes, vest, skirt, pants, wallet, gloves, purse, belt, luggage or briefcase will do nicely. But how about something a bit more updated like leather cell phone case, leather framed photo or leather throw pillows?

Traditional gifts for the fourth anniversary are fruit or flowers. Of course having a fruit basket or flowers delivered to the home or office is appropriate. However, sharing a fresh fruit cocktail, floral bubble bath with floral scented candles set about and rose petals scattered across the bed sounds a lot more fun, exciting and romantic!

The traditional gift for the fifth anniversary is wood. This is a very good year for practical gifts like wooden deck furniture, frames or wooden utensils for the kitchen and new wood fencing. The romantic side of wood could include a weekend in a log cabin, camping in the woods, a walk in the woods, wooden plaques or signs engraved with words of love or an artistic wooden sculpture.

Iron is the traditional gift for the sixth anniversary. Golf clubs, iron sculptures, wrought iron furniture, iron skillets, a new iron or an Ironwood tree are good ideas. Don't forget the possibility of tools, hardware, a wrought iron bed or a set of weights.

Traditionally, wool or copper are gifts for the seventh anniversary. Gifts of woolen socks, scarves, blankets, hats, coats and copper kettles make very nice presents. A new wool suit, copper sculpture or copper fireside accessories are a bit more upscale.

The eighth anniversary's traditional gift is bronze. This is the year to make an impression with a bronze sculpture, antique bronze bell or a trip to a tropical beach with a bronzing lotion for the two of you.

Pottery is the traditional gift for the ninth anniversary. Planters, vases, bowls and coffee mugs fall into this group, so does joining a pottery class together!

Traditional gifts for the tenth anniversary are of tin or aluminum. Personalized license plate, tin of caviar, tin toy car, tin signs or plaques and vintage aluminum serving pieces are fun ideas.

The eleventh anniversary traditional gift is steel. Stainless steel cookware, watches and steel engraved key chains are great but a Calypso steel drum, steel ice bucket and cocktail shaker or modern steel sculpture are unique gift ideas.

Silk and linen are the proper traditional gifts for the twelfth anniversary. Silk lingerie, bed linens, linen table clothes, napkins, handkerchiefs and silk or linen clothing will surely be appreciated.

The thirteenth anniversary traditional gift is lace. Women buy that slinky, lacey lingerie for the men to enjoy! Okay, lace doilies, tablecloths and lacey curtains work too but they aren't near as much fun.

The fourteenth anniversary calls for the traditional gift of ivory. If you have the big bucks this year splurge on a piano or a trip to the Ivory Coast of Africa. The rest of us can enjoy ivory colored bed linen, scrimshawed ivory desk sets or key chains, ivory colored clothing or personalized ivory colored stationary.

Crystal is the gift for the fifteenth through the nineteenth anniversaries. Crystal vases, decanters, candlesticks and crystal faced watches are very traditional. Crystal chandelier earrings or a crystal chess set are more up to date. Billy Crystal movies are fun.

Twentieth through the twenty-fourth anniversaries traditional gift is china. Vintage china tea cups, bone china ornaments or a replacement piece for your own china are presents to consider along with a table for two at a Chinese restaurant or a trip to China.

Traditionally speaking, silver is the gift for the twenty-fifth through the twenty-ninth anniversaries. Silver dated ornament, a silver frame, a watch, silver cufflinks, silver pen and jewelry are appropriate gifts. Anything from Tiffany's silver collection or an anniversary wedding band would be grand.

The thirtieth through the thirty-fourth anniversaries traditional gift is pearls. Mother-of-pearl cufflinks, tie tack, frame and jewelry are wonderful gift ideas. Throw in an oyster dinner and you have an anniversary to remember.

Think tropical for the thirty-fifth through thirty-ninth anniversaries gift of corral. Snorkeling, scuba lessons, a trip to the Coral Reef or coral colored ties, cufflinks or clothing with a tropical flair.

Rubies are traditional gifts for the fortieth through forty-fourth anniversaries. A dozen ruby-red roses, ruby jewelry (maybe add a ruby into your wedding bands), ruby red clothing or lingerie and a bottle of vintage wine are lovely gift ideas.

Forty-fifth through forty-ninth anniversaries traditional gift is sapphire. Sapphire tie clip, cuff links, jewelry, sapphire-colored apparel and Bombay Sapphire gin could be considered.

Gold is for the fiftieth through fifty-fourth wedding anniversaries traditional gift. Without doubt gold jewelry or new wedding bands are in order. A gold themed party, golden oldie CD collection, gold watch, gold colored frames with a photo of the couple, gold clock or gold fabric accent pieces for their bedroom are good choices.

A fifty-fifth through fifty-ninth anniversaries traditional gift is emerald. A few ideas could include a trip to the Emerald Coast, emerald jewelry or cuff links and emerald colored night clothes.

The traditional gift for sixtieth through one hundredth wedding anniversaries are diamonds! For the inspirational couple making it through life together they certainly deserve all the diamonds they receive! To vary from year to year adding the stone from the couples' favorite year of marriage would be lovely such as diamond and ruby earrings. Bring on the diamond jewelry.

Tradition is wonderful and I hope this list helps in your anniversary gift choices. Many times these anniversary gifts end up as our family heirlooms of tomorrow.

Plesase keep the bio intact with this article.

Visit our web site for the complete article "Anniversary Gifts Year by Year for One Hundred Years". Shop for unique anniversary gifts at Log Cabin Fever Gifts & Decor.

Expanding Investments lead to Living In Style

Ida Byrd-Hill

Everyone secretly desires to be the 'Rich and Famous', whether it is on the local, national or worldwide scene. We spend our lives chasing this desire. We strive to live in a spacious home in an affluent neighborhood decorated by a professional interior designer. We enroll our children in prestigious private or public schools to acquaint ourselves with the finer things in life. We join social clubs to have access to the mover and shakers in the world. We adorn our bodies with the best jewelry, clothes and accessories that money can buy clubs outfitted in designer clothes We, even, jetset amongst the wealthy at exotic locations around the world.

Yet we miss the basic concept that makes the 'Rich and Famous' who they are. They are the rich and famous as these individuals live a life where they consciously map out their life's purpose and direction. They set out to achieve that purpose within a profitable career whether it is in sports, showbiz, business or medicine. Consequently, they have large investment and bank accounts. Their accumulation of assets-cash and real estate- allows them to live a care free life of peace and harmony. They are able to accumulate these assets as they do not pay full price for their designer products, whether it is cars, clothes, houses or jewelry. They seek near wholesale price for every luxurious purchase they make. They buy STRATEGICALLY. We do not as we pay full retail price for these same status symbols to be considered the 'Rich and Famous.' Since our real desire is to escape depression, stress and anxiety by living a carefree life like the 'Rich and Famous' we should seek to BUY STRATEGICALLY.

LIVING IN STYLE is an attitude of success. A mindset of peaceful harmonious living fueled by financial accumulation. Living In Style is a philosophy of refining one's personality, lifestyle and culture to fit their life purpose. This website is dedicated to those individuals who have chosen to pursue this refinement every day, yet desire to be surrounded by luxurious items.

Seek that carefree life. Seek financial accumulation. Seek luxurious living here at LIVING IN STYLE.


Ida B. Byrd-Hill was the President of The Harvard Group Wealth Management L.L.C. for 10 years. She created investment portfolios, insurance plans and residential/ commercial financing. She is President of Livinginstyleonline.com She has served as guest columnist for the Michigan Front Page for 2 years and a speaker for the Better Investing television show hosted by David Chilton, author of The Wealthy Barber.

IS YOUR LIFE SIGNIFICANT?
Dee Mapa

"I also say to you that you are Peter, and upon this rock I will
build My church; and the gates of Hades will not overpower it." -
Matthew 16:18 (NASU)

The words of Jesus above spoken to Peter conveyed many meanings.
They were not only an utterance of prophecy. They were meant also
to build up and to give Peter a life of significance. Peter was a
man given to impulse, a characteristic that belied an obvious
need to be esteemed.

There are many like Peter, people who desire a life of
significance. Yet, in this world of increasing materialism,
instant gratification and compromised morals, finding
significance is more like a search for the Holy Grail.

Still, living a life of significance is possible. It begins with
four thoughts we can find in the verse quoted above.

1. KNOW YOU ARE SPECIAL ("...You are Peter"). Jesus wasn't merely
reminding Peter of his name. He was, in effect, saying, "You are
somebody. In fact, you're no longer Simon the fisherman, but
Peter the rock!"

God doesn't create junk. He created you with a perfect and
eternal plan in mind that, when fulfilled, will reveal the
profound love God has for all mankind. He's given you skills,
talents and gifts so you can do your part in that divine plan.

2. KNOW YOUR PURPOSE ("...upon this rock I will build My
church"). God's divine plan is fulfilled when we realize that we
are in this world for a purpose. Certainly that purpose isn't
confined in building our own home, owning the latest car model or
wearing the most expensive jewelry.

Our purpose would definitely have something to do with other
people. Thus, we must find our purpose in serving others or
meeting their needs. A purpose that seeks to benefit others is
not only noble, it is divine.

3. KNOW YOUR WEAKNESSES ("...and the gates of Hades will not
overpower it"). What defeats divine purpose is our weaknesses,
because weaknesses tend to feed the self and cause problems (e.g.
Peter's denial of Jesus).

Yet, when we admit our weaknesses and seek to correct them, we
consequently mature and become more of a blessing to those we
serve or relate with. In turn, we also help others mature. We
must not go through life with a defeatist but a victoriuos
attitude. This means we must first conquer our weaknesses.

4. KNOW WHO GOD IS ("I also say to you..."). It was Jesus who was
addressing Peter, therefore he was trustworthy and believable.
But, more than this, he was the Son of God!

And this is the crux of the matter: It is within a relationship
with God that we can find significance in our lives. It's not
about religion; it's not about doctrines and dogma; it's not
about church and denomination.

It's about relationship. In our mundane world, we need to be able
to touch the divine. To do so is to begin to live a life of
significance.

Copyright © 2004 DF Mapa

Dee Mapa has been a writer for over 20 years. His thought-provoking artickes have appeared in various off-line and on-line publications. You can subscribe to receive his weekly messages by sending a blank e-mail to fromthewilderness-subscribe@yahoogroups.com

Saturday, July 30, 2005

Dress to Impress

Marisa Pellegrino

Have you ever wondered why that girl from the bar never called you back? The conversation came easy, the drinks were flowing, you could feel the chemistry, and you were dressed to kill-or were you?

Your mother always told you that you only get one chance to make a first impression and first impressions can make or break you. Women look at every last detail, from your tasseled shoes to the amount of goop you have in your hair. Be honest guys, women aren't the only ones who try on five different outfits before deciding what to wear for a night out on the town. And it is perfectly normal. But how do you know which outfit is the right one to impress the girl on your first date?

Let me take you through it step by step. Clothes aren't the only thing a woman looks at when you're dressing to impress; it's the whole package. Fortunately or not, the outside is what she sees first. What you see is sometimes what you get. So what do you wear?

Out with the Old-

Rule number one is: don't under dress. Guys have a tendency to pull on a pair of pants and the first shirt they find and head out the door. You have to look put-together, like some sort of effort was made for her. So take those ratty, old tennis shoes and toss 'em! Take your t-shirts with big, loud prints and forget about them! And yes, women think carpenters are sexy but that doesn't give you the green light to wear your paint-stained jeans. The solution is simple. Ask a friend (male or female) over the day of your big date. Not only will they help calm your nerves but they'll also give you their honest opinion on your chosen outfit. Second, an iron can also be a man's best friend. You'd be surprised what a little pressing can do to change your look. Finally, don't rush! There's nothing wrong with taking an extra half hour to prepare. If you take the time to get ready, your date will take the time to notice.

-In with the New

So while the first rule might seem simple enough, some guys might take it too far, which brings us to rule number two: don't overdress. We don't expect you to know all the latest fashion trends of the day and we don't expect you to follow them either. This second rule doesn't only deal with being a label whore but also with men going overboard; that is to say those men don't know when enough is enough. While some guys take a shirt, smell it and decide whether or not it is clean, others think their shirt has to say Hugo Boss, Armani, or Ralph Lauren to look good. So let's make your sweater selection. Stay away from Grandma's knitted birthday gift and nipple shirts. The former screams little kid while the latter leaves nothing to the imagination. The tight shirt may not be an option if you're not comfortable enough with your body, but if you are physically fit, why not let the woman imagine what's under there to maintain an element of mystery. You can't go wrong with a button shirt, leaving the first couple of buttons at the top undone. It's casual, comfortable, and classic.

A Dab Will Do You.

Do you remember the last time you were walking down the street and almost got whiplash because someone passed by you with an overwhelming smell? Our sense of smell is one of our most powerful senses, which leads us to rule number three: always remember to smell good. Some smells take us back to childhood and others remind us of something very specific. The same applies to your cologne. But why is cologne used in the first place? Its purpose is twofold: it becomes your "signature" and the sense of smell is heightened when things start getting hot and heavy. Again, less is more. No need to drown yourself with the stuff, keep in mind that when it comes to cologne, a little goes a long way. The best places to apply your signature are the inside of your wrists, your neck, and even your chest.

Attention to Detail

Sometimes it's the little things that make a difference and rule number four reminds you to pay attention to detail. We all know women have an eye for the minute and the slightest thing can turn us off. So the solution is simple boys, don't overlook the small stuff. Just like women like carpenters, some women also think scruffy is sexy, but on your first date, go with the clean shaven look to be safe. And not only are you going to brush your teeth, you're also going to break out the dental floss for this one just to be extra safe. Make sure your hair is neat and doesn't hold an entire bottle of product in it. Remember to clean those nails. You may look like a man's man with dirty nails, but it's a turn off for women. Finally, keep the accessories to a minimum. You can wear your watch and necklace or a ring but that's it. If you're wearing more jewelry than your date then we could have a problem!

Of course, not all women are the same but most will agree that less is more when making a good first impression. So remember the four simple rules: don't dress like you're going to watch the game at a buddy's house or like you're about to walk down the runway; smell great and put in the effort to care of the details. You're sure to have plenty of second, third, and fourth dates!

Marisa Pellegrino is freelance journalist and a writer for a Montreal radio show called Passion, a program about dating, relationships, and sex. She is also the writer/webmaster for Dating Ideas (www.dating-idea.com)
a website with advice about dating and relationships.

When Avon Doesn't Call: A Lesson For Internet Marketers
Mary Anne Hahn

Probably most of you have heard of Avon Products, Inc.
Founded over 100 years ago as a small perfume company, Avon has grown
into a huge multi-billion dollar corporation that sells products ranging
from cosmetics to clothing, jewelry and knickknacks to customers in
nearly 140 countries.

Like many women, I have my own "Avon Lady," someone from whom I have
ordered on a regular basis over the last couple of years. Mary works in
the same office building as I do, one floor below mine.

I suppose Mary makes a nice little side income from her Avon customers.
But Mary has a bad business habit that I think we can all learn from,
and avoid.

Whenever I order items from an Avon catalog, Mary always delivers them
to me promptly, in one of those little white Avon bags that the company
provides. Inside the bag, along with the items I've ordered, she
conveniently includes a copy of the newest Avon catalog. So far, so good.

But here's the thing--if, for whatever reason, I don't happen to order
anything from the new catalog, Mary seldom drops me off a copy of the
*next* catalog. Or the one after that. Or the one after that. In fact,
if I don't order during a particular campaign, the only way I get a copy
of the newest Avon catalog is when I call and ask her for one!

Now, how much business do you think Mary loses from me each year due to
this oversight? Then, multiply that number by the amount of business she
loses if she handles all of her regular customers the same way, which I
imagine she does. Failure to follow up with her regular customers probably
costs Mary hundreds of dollars each year. Maybe more, if any of her
customers decide to switch to another Avon distributor.

You might wonder why *I* don't try to find another, more reliable Avon
Lady. The sad fact is, Mary's unreliability saves me money. Because I
don't always have the latest catalog, I don't make impulse Avon
purchases. When I start to run low on a favorite product, I give Mary a
call. If I had an Avon Lady who followed up with me regularly, I'd
probably buy twice as much as I currently do. The money I save, however,
turns out to be Mary's loss.

In order to be successful, we cannot afford to take a Mary-like approach
to our businesses. We need to keep in touch with customers who have
purchased from us in the past--let them know about any new products or
special offers. If we do, many of them just might purchase from us again.
If we don't, many of them might wonder how we stay in business in the first
place, and look to other people to purchase the goods and services they
need.

Here's to your business success.

Mary Anne Hahn is a freelance writer who wants to encourage others to
follow their dreams. If you're looking to start an online business on a
shoestring budget, she invites you to join her at
http://goalsetter.buildreferrals.com , or email her for more information at
goalsetter@buildreferrals.com

Friday, July 29, 2005

Fashion Trends Spring 2005

Lisa Jay

The spring 2005 fashion trends show clothing and accessories that are very feminine and full of color, style and patterns. What are the experts forecasting for spring?

Fabric - Romance is in the air. The fabrics this season will be more feminine and light. We will see a lot of soft flowing fabrics such as chiffon and silk. A new trend this season is the big bold prints in wild designs. No longer dubbed the tacky, the big animal and floral prints will dominate the scene.

Handbags - Handbags are once again going to be designed for use. Bigger is definitely better! Purses will be oversized and versatile, held in the hand or slung over the shoulder. A bag has to hold all of the day's necessities.

Color - White will be all around us for spring and there will be no avoiding it. The color scene seems to be all over the color pallet. Think citrus; alive, vibrant colors of oranges, limes and lemons will be everywhere. Corals, various shades of pink, blues, aqua, taupe and deep gold will also dominate this season's fashion.

Jewelry - Pearls are still a front runner in the favorites for spring jewelry. Multiple layers of faux pearls and the "real deal" pearls will be combined in a big bunch to create long layered necklaces. Ears are no longer the focus this spring season, the arms are. Bangles and bracelets, big and small will take center stage in the jewelry industry. The earrings are moving from chandelier to long thin earrings and sapphires in pink set in gold will adorn many fingers this spring.

Clothing - It is once again fashionable to be feminine and lady like. Skirts will be loose fitting, fuller and patterned. No longer are the longer pencils skirts stylish, at the knee or just above the knee are all the rage. Blouses will have a lower neckline making room for some fabulous necklaces. You can kiss those low ride pants goodbye because they are history. Formal wear will be long and flowing in rich colors.

Shoe -�Out go the big chunky heels and in go the thin, tall spiky heels. Women want comfort so the round nosed toes will be appreciated. Embellished shoes with stones, studs and patterns will dominate the market. Sandals will have a Greece flare. The wedge heel is going to be a big fashion in sandals.

Coats, Jackets - A huge item this spring for your wardrobe will be the trench coat; this time around it will be cinched at the waste with a sash. Say goodbye to the Poncho. It looks like that was a one-hit wonder.

Lisa Jay is a freelance writer and the jewelry designer behind Lantana Designwear. You can visit her websites at http://www.LantanaDesignwear.com and http://www.JewelryMakingHQ.com
Be sure to sign up for her newsletter at http://www.LantanaDesignwear.com/signup_newsletter to receive information on jewelry, fashion and womens issues.

Trapped Between Abusers and Accusers. It's a Spam Sandwich!
Mike Banks Valentine

This week was dominated by SPAM issues for me. I alternate
between stunned and complacent over SPAM I receive each day.
One day my delete-key-trigger-finger works in rapid bursts to
clear the inbox. The next day brings a new barrage and I fume
as the HTML SPAM emails launch web browser windows automatically
that can't be closed without opening more windows.

Each time Java is launched while I'm reviewing my mail, I almost
explode in anger as there is literally nothing I can do to stop
it until it loads the email, pops up a browser window and I can
finally begin to close the rapid fire group of popup windows
attempting to show hardcore porn or the latest body enhancing
pills.

A news headline caught my eye the same day about a Scottsdale,
Arizona based company that was closed down by the state attorney
general for fraud, using spam to gain customers. C.P. Direct, a
company selling penis, breast and even HEIGHT enhancing pills
was shuttered and assets seized. Apparently there are way too
many men without common sense who purchased those "Longitude"
pills and then convinced their significant-others to buy the
pills offering fuller breasts. It saddens me especially those
who fell for the pills to make you taller. But it seems to pay
well to sell snake oil.

"Among the items seized were luxury cars, including a
Lamborghini, Rolls Royce, Ferrari and Bentley, $20
million in bank accounts, $3 million in cash and a
bounty of luxury jewelry, according to a list of the
items. Company officials could not be reached for
comment. The initial cost of the pills was $59.99, plus
shipping and handling for a month's supply and $39.99
a month thereafter. Records showed the pills cost $2.50
per bottle to manufacture. The company also allegedly
sold pills that supposedly guaranteed height increases
and bigger breasts, officials said."

http://reuters.com/news_article.jhtml?type=search&StoryID=1030199

As a list moderator for multiple lists and a host of several
newsletters, I have plenty of email to deal with on a routine
basis. The time lost to SPAM is just too valuable to give up
any more. I see this as a privacy issue as well. Those email
addresses harvested from my site by spammers (about a dozen
different special purpose addresses) are then resold to
so-called legitimate marketers that actually remove me from
their lists when I ask, but the spammers sell the harvested
addresses over and over again. I even get spam sent to my
I-Privacy list address that were harvested by spambots.

I encoded many of the email links on my site with UNICODE
symbols in an attempt to foil the harvesting software and then
immediately got a note from someone doing spamming in an attempt
to end spam (!!!) who offered a tool to encode my emails with
UNICODE! It must be a joke site because their links don't work
and the spam sent encouraging me to go encode my emails actually
showed my address in UNICODE BEFORE their enocoding! For those
of you that haven't used this little trick it's detailed in an
article (along with a dozen other articles on spam issues) at:

http://website101.com/SpamFilter/spambot_unicode.html

I also recommend two others, one that details a list of
anti-spam techniques and a second that lists resources to fight
spam.

http://website101.com/SpamFilter/spam_fighting.html
http://website101.com/SpamFilter/spamfilter.html

I finally decided I'd had enough of it and signed up for a paid
service that cleans my emailbox every twenty minutes and removes
the latest load of stupid promotions -- before I retrieve my
mail. It is such a valuable service and worked so well for me
that I've begun reselling that service from my site. A free
trial is available.

OK, well, now I can rest easy, right? NO! Now I'VE been ACCUSED
of spamming and complaints have been registered with SpamCop! I
host a daily horoscope list with about 4500 subscribers that is
very popular. I get notes (to the astrologer, Brandi Jasmine)
regularly raving about how much they enjoy the daily list.
Someone was apparently subscribed by a friend or relative
without their permission and they sent nasty notes (anonymously
through SpamCop) screeching at me to stop spamming them! Details
and full story are available at the following address:

http://website101.com/SpamFilter/spamcop_vigilanties.html

I think SPAM will be the death of me. I'm so tired of fighting
it, writing about it and being accused of it myself! I've done
all I can to require double opt-in to all my lists. But I'm a
list publisher of sorts online and either must learn to live
with the issue or quit. I won't quit -- but sometimes it sure
is tempting. Less tolerant souls could end up "going Postal."
The problem is that the only thing I can damage in my rage would
be my own computer.

Spammers drive Ferrari's while driving us all nuts. Go figure.

Mike Banks Valentine
I-Privacy Discussion List
Protecting Privacy is Good for Business
http://www.adventive.com/lists/iprivacy/summary.html
SUBSCRIBE: mailto:i-privacy-join-request@list.adventive.com

Frugal Indoor Fun

Nancy Twigg

Now that the weather is so cold, the kids can't go out and play for long periods like they can in the summer. This means more hours to fill with fun indoor activities. Although the temptation may be to entertain the family by spending money (going to the mall, renting movies, visiting
a fast food restaurant or arcade), there are ways to keep the kids busy without draining your pocketbook. Here is a list of indoor activity ideas that are all either completely free or cost very little.

* Spend an afternoon writing letters or making homemade cards to send to out-of-state relatives. Let the kids make drawings, finger paint portraits, or collages to send to Grandma and Grandpa to adorn their refrigerator.
* Help the kids make up skits or act out stories to perform for Dad when he gets home from work. Along those same
lines, help the children put together a family talent show in which they sing, dance or do magic tricks. For added fun, use a camcorder to record the performances to watch later. The children will love seeing themselves on TV.
* Pull out the teapot and teacups and hold an afternoon tea party. Along with your tea, serve finger sandwiches and cookies. If your children are too young for tea, serve heated lemonade or hot chocolate.
* On a cold afternoon, spread a blanket on the den floor and have an indoor picnic. Eat the same kinds of picnic foods you would in the summer.
* Go camping indoors. Pitch a tent in the living room and let the kids pretend that they are on a camping trip. Pull out the sleeping bags and they can take naps in the tent or
even sleep the whole night there. Let them invite friends over for an indoor camping sleepover.
* Get the whole family together to work a giant jigsaw puzzle together. Be sure to have plenty of popcorn on hand for snacking.
* Provide the kids with fruits, vegetables and snack foods cut in a variety of shapes and sizes. Ask the kids to use the different shapes to create their own edible artwork. The only rule is that they have to eat whatever they put on their plates. Be sure to take pictures of their creations before they eat them.
* Almost all kids enjoy playing dress-up. Gather up all the outdated clothes, gaudy jewelry, weird hats and bright makeup you can find and let the kids go for it! Be sure to take pictures.
* Pull out those board games or card games. When's the last time the family enjoyed a friendly game of Scrabble or
Monopoly? Turn off the TV and enjoy some family together time as you enjoy some friendly competition.
* Speaking of cards, why not use those playing cards to build card houses? Compete to see who can build the tallest card condominium.
* Rather than renting movies from the video store, borrow videos from friends. In return, offer to lend them any videos you own. Be sure to return them promptly when you're done.

Nancy Twigg is the editor of Counting the Cost, a free
email newsletter about simple and frugal living
(www.countingthecost.com/index1.htm). For more creative
money-saving ideas, visit Nancy's newest website,
www.CreativeFrugality.com

Interview Tips - Ten Top Do's & Dont's for Winning Interviews
Roger Clark

In this day and age it can become increasingly difficult to even get your foot in the door and get an interview; once you've accomplished that you will want to make sure you continue to put your best foot forward and nail the interview as well. Unfortunately, as great as their skills, experience and education are; the interview is where many people lose a job opportunity to their competition. Understanding what is acceptable and what is not acceptable in an interview are critical to receiving a job offer.

Tip # 1 Dress appropriately. If you don't take the time and effort to wear appropriate clothing to the interview, you will lose the job before you even get a chance to explain why you are the best candidate. What you wear to the interview will greatly depend upon the industry or field for which you are applying. Any office related position will require that you wear clothing that is no more casual than a button up shirt, slacks and tie for men and either a nice slacks/skirt and blouse combo for ladies or a dress/suit. Only under rare circumstances would you need to wear anything more casual and this generally includes fields such as transportation, construction, mechanics, etc. Additionally, clothing should be conservative and preferably reflect neutral tones. Avoid excessive jewelry. Don't go overboard on the use of cologne or perfume. Many people suffer from allergies and the last thing you want to do is cause your prospective employer an allergy attack.

Tip #2 Go to the interview alone. There is absolutely no reason for anyone else to attend the interview with you and this includes parents, children as well as spouses and significant others. If you are having a friend or relative drive you to the interview, politely ask them to wait outside for you. If for some reason, you are unable to obtain childcare for the time of your interview, phone ahead and politely ask to reschedule. While this is not the best way to start off your relationship with the employer, it is a much better option than taking your child with you.

Tip #3 Pace your conversation during the interview. There is a fine line between not talking enough and talking too much. Answer questions directly, elaborate when necessary but don't ramble.

Tip #4 Make sure you are polite to everyone you meet while you are waiting for your interview. This is extremely important because 1. These people may be your future co-workers and 2. You never know who has the boss' ear and will report your rude behavior or unseemly conduct once you're out the door.

Tip #5 Arrive early. If your interview is scheduled for 1:00 pm; make sure you are there no later than 12:30 pm. It is quite common for employers to ask candidates to complete applications and other paperwork prior to their interview, whether they specify this when they schedule the interview with you or not.

Tip #6 Make sure you are prepared for the interview. This means that you have both practiced for the interview and have brought along all materials that you may need for any circumstance. (pens, pencils, notepad, extra copies of your resume, etc.) Also make sure you have copies of your drivers' license and Social Security card in case the employer needs to make copies for future employment records.

Tip #7 Be honest! This cannot be emphasized enough. Employers many times move in the same social circles and there is a very good chance that if you fib during an interview you will be found out sooner or later. Even if you have already been hired, lying on an application or during an interview is grounds for dismissal with most companies.

Tip # 8 Don't smoke or chew tobacco just before or during your interview. Also remember to spit out gum, if you chew it. Additionally, if you do smoke, remember to spritz yourself with light cologne or perfume before you meet with the employer as well as pop in a breath mint.

Tip # 9 Turn off your cell phone and pager prior to your interview. There is nothing more insulting to an employer or disrupting during an interview to have a cell phone or page continue to ring/beep. Let your voice mail catch any incoming calls.

Tip #10 Be enthusiastic! Let the employer know how interested you are in the position and what a great job you can do.



Roger Clark is senior editor at Top Career Resumes who provide free information to job seekers on all aspects of finding a new job and Medical Health News where you can find the most up-to-date advice and information on many medical, health and lifestyle topics.